Showing posts with label Your Journey Team. Show all posts
Showing posts with label Your Journey Team. Show all posts

Friday, October 9, 2015

Indianapolis GHOST WALK and TOURS schedule for OCTOBER, 2015

Indianapolis GHOST WALK and TOURS schedule for OCTOBER, 2015

For Real Estate Inquiries, Please Call, Your Journey Team: 

Niki Fuller at 502-523-5554  / e: niki@YourJourneyTeam.com



I've been spooking myself out from doing the research and because of my curiosity why the place is haunted. I even hate myself for checking pictures proving the place being haunted by the spirits! 

If you are from around Indianapolis or just visiting, take advantage of the getting to know the history and spook yourself out while you travel the memory lane of Indianapolis. By the way, some of the tours are not in Indianapolis and better to plan ahead. Most of the tickets are sold out as early as today.

I know some may find it boring to go on a tour group or some may not be comfortable enough to be in a large group, you can go to www.hauntedplaces.org. You can go on your very own tour and do some investigation with your friends. 

For those who are looking for other scary attractions, you might want to go to http://www.indyscreampark.com/ they have added some new attractions that I think you will like. Though, you'll won't see me here, the attraction is not for the faint of heart. 




However, for those who wanted to go on a tour group for some night walk and history here is the schedule for the month of October.

Chilling Chatham Arch-Lockerbie Ghost Walk

October 9, 2015

Nefarious Noblesville Ghost Walk

October 10, 2015

Anomalous Anderson Ghost Walk

October 16, 2015

Haunted Indianapolis Downtown Ghost Walk

October 16, 2015

Chilling Chatham Arch-Lockerbie Ghost Walk

October 17, 2015

Chilling Chatham Arch-Lockerbie Ghost Walk

October 23, 2015

Historic Underground Railroad Ghost Walk

October 23, 2015

Nefarious Noblesville Ghost Walk

October 24, 2015

Haunted Indianapolis Downtown Ghost Walk

October 24, 2015

Haunted Indianapolis Downtown Ghost Walk

October 30, 2015

Nefarious Noblesville Ghost Walk

October 30, 2015

Chilling Chatham Arch-Lockerbie Ghost Walk

October 31, 2015

Historic Underground Railroad Ghost Walk

October 31, 2015

Nefarious Noblesville Ghost Walk

November 7, 2015

Historic Underground Railroad Ghost Walk

November 21, 2015
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Monday, September 28, 2015

New study finds Louisville the third-most affordable place to live in the U.S.

New study finds Louisville the third-most affordable place to live in the U.S.




Relocating to a different state can be tough, but if this is something that is for the better, it is worth reconsidering. Especially if the current city that you live is not that into you. This is definitely a city worth looking at for relocating. 

Louisville continues to be a good deal for residents, relative to most other major metropolitan areas in the United States.The latest source to confirm this is the housing site Trulia.com, which ranked Louisville the third most affordable place to live nationwide, according to a study it published Sept. 16.

The study measured affordability by comparing the percentages of average monthly, middle-class income spent on housing, commuting and utilities in August. The most affordable U.S. metro area was Akron, Ohio, where 28.9 percent of income went toward the above-combined expenses. Dayton, Ohio, was second with 30.9 percent. Louisville was third with 31.1 percent. Kansas City, Mo., was fourth at 31.6 percent, and Wichita, Kan., was fifth at 31.7 percent.

This affordability could be a comparative boon for Louisville residents, according to Trulia. “The U.S. Department of Housing and Urban Development considers housing expenditures greater than 31 percent of your income as unaffordable,” the report said.The study examined living and housing-related expenses in the 100 largest U.S. metropolitan areas. 

The study assumed a 30-year fixed rate mortgage at a 4 percent interest rate, and it included property tax and insurance. In Louisville, 18.2 percent of monthly middle-class income was spent on housing as of August 2015. That's up 0.7 percent from a year earlier. The median listing price for homes in Louisville is currently $159,900, which was the highest of the five most affordable metro areas. Trulia also deemed Louisville a part of “The Bargain Belt,” which centered on the Midwest.

Read more at  http://www.bizjournals.com
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Monday, September 21, 2015

U.S. New Home Mortgage Applications Dip in August

U.S. New Home Mortgage Applications Dip in August

Source: | By WPJ Staff | September 21, 2015 - 

According to the Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for August 2015, mortgage applications for new home purchases in the U.S. decreased by 6 percent relative to the previous month. This change does not include any adjustment for typical seasonal patterns.

"As the summer winds down, mortgage applications for new homes saw a seasonally-driven decrease in August," said Lynn Fisher, MBA's Vice President of Research and Economics. "However, applications for new homes were still up 19 percent relative to the same month last year, which is consistent with what we've seen so far in 2015."

By product type, conventional loans composed 68.5 percent of loan applications, FHA loans composed 19.0 percent, RHS/USDA loans composed 0.9 percent and VA loans composed 11.6 percent. The average loan size of new homes increased from $316,995 in July to $317,035 in August.

The MBA estimates new single-family home sales were running at a seasonally adjusted annual rate of 524,000 units in August 2015, based on data from the BAS. The new home sales estimate is derived using mortgage application information from the BAS, as well as assumptions regarding market coverage and other factors.

The seasonally adjusted estimate for August is a decrease of 1.9 percent from the July pace of 534,000 units. On an unadjusted basis, the MBA estimates that there were 41,000 new home sales in August 2015, a decrease of 6.8 percent from 44,000 new home sales in July. 


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Wednesday, July 29, 2015

Summer Activities For Kids and Young at Heart!

Brought to you By: Your Journey Team ( For real estate questions,or inquiries. Please call 502-523-5554/317-564-7100/ e: niki@yourjourneyteam.com or visit our website: www.yourjourneyteam.com)

Summer Activities For Kids and Young at Heart!


Every summer, since I watched Frozen; every time I hear the word "Summer" or read something about summer... A switch turns on and automatically hear Olaf singing his summer song. Feel free to join the sing along with Olaf. Summer is always the best time to play outside and have kids spend their afternoon napping or doing fun activities ( with adult supervision). It's the best time of the year to develop their skills. Arts and crafts, or their using their convincing powers to sell lemonade, or dancing or singing. Any activity that they can spend time with you and with their friends is always fun. In my opinion, a summer well spent is when our kids learned a skill, or became better with the things they are good at and or something they are passionate about. Ideally, it shouldn't be just every summer, but everyday and the only reason why I'm saying that t's the best time of the year is they have more time, and kids are less preoccupied with their assignments. Summer time is always the happiest time when taking a break from school and most likely retain anything that they have learned during summer.

For the kids and young at heart, I hope you enjoy this article.

  1. Lawn Twister! 

It's about having fun in the sun. What's good with this is kids and adults enjoy playing twister. The best part is your kids can help you set this up. Kids can play safely without you worrying them about slipping or hitting their face on the tiles. Your child can invite his or her friends over and play this game without messing up your home as well. Since kids will be playing outside, do not forget to bring them snacks and drinks. We do not want anyone getting dehydrated. Click here, for the Lawn Twister tutorial.

You can also do this



2. Backyard Theater


One of the things that I look forward to every summer is, having a clear sky and stars shining brighter than ever. For the kids, to staying up late without sneaking is always a dream! A do it yourself backyard theater gives you the opportunity of having a popcorn free sofa, and kids enjoying their favorite movie at the comfort of your own backyard! You can do stargazing, try to find constellations or just shapes that they can see the stars are forming. It's fun to see your kids being imaginative and actually enjoying the outdoors, instead of holding your tablet. Don't forget to bring snack and refreshments. Click here, for DIY backyard theater.

3.  Arts and Crafts                                                                           

 You can also teach them arts and crafts. Depending on the task, it is always best with an adult supervision. Glow jars is my favorite, make glow jars and have them placed everywhere in the backyard. The fun part is watching them glow during the night. You can also build a DIY chalk board. Have your kids draw using colored chalks. Click here, for DIY glow jars. For DIY, Chalk board, Click here.


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Friday, July 24, 2015

YourJourneyTeam's, 7 Steps to Selling a Home!

YourJourneyTeam's, 7 Steps to Selling a Home!

Niki Fuller:502-523-5554/ 317-564-7100/ e: niki@yourjourneyteam.com

Kris Fuller: 317-443-3203/ e: kris@yourjourneyteam.com




Your 7 Steps to Selling a Home

Selling a home can be a hard decision and yes it can be an emotional process. Though, the emotions that we might have invested in our property and the love that we have for our home, sadly, it doesn't have any market value. Not unless you've invested an additional room or a swimming pool or a basement turned into a mini bar, or you upgraded your kitchen appliances to a top of the line gourmet kitchen! Upgrades, repaint, professional landscaping and additions to you home can add value. So what are the things you might want to consider before selling your home? Here are some steps for selling your home from Keller Williams.

Step 1: Reason for Selling



  • It is often more emotional to sell a home than to buy a home, and the reason for selling your home may be a determining factor in the urgency of the sale. The urgency may also have an effect on the price of the property.
    It is important to take the following factors that can influence the sale of your home into consideration:

    1.  Reason for selling
    2.  Price
    3.  Location
    4.  Condition of property
    5.  Size
    6.  Design / style
    7.  Accessibility

                                    Step 2: The Cost of Selling



  • It is very important to first calculate the expenses that may be incurred while selling your home. This knowledge is absolutely necessary because it helps you to determine a good price for the house, as well as the potential profit that you can realize.
    The cost of selling your home may include things like commission to be paid to the agent, taxes, advertising costs or specific reports, such as a property inspection.

    • Step 3: Price

    The most important factor when putting your home on the market to sell is setting the right price. The price at which your property is marketed can make or break the deal.
    Over-pricing of the property may result in:
    1.  A smaller buyers' pool
    2.  A prolonged stay on the market that will result in lower offers being submitted
    Under-pricing of the property may result in:
    1.  You losing money on your investment
    2.  A buyer offering an even lower amount due to a negative perception of the property or area

    Step 4: Location

    Although you cannot do anything about the location of your property, it plays a very important part in the marketability of your home. So, it is important to take the following into consideration:
    1.  Is your property priced in relation to other offers in your area?
    2. What type of neighborhood is your property located in - well-established, up-and-coming, transitional?
    3. Is your property located in an urban or rural area?

    Step 5: Condition of Your Property

    The condition of your property is always a factor in how quickly your home sells. It's a fact: acquiring the highest market value and elevating your home above the others in the same price range often comes down to first impressions. Here are some inexpensive ways to maximize your home's curb appeal:
    1.  Keep the grass cut and yard clutter to a minimum.
    2.  Apply fresh paint to any wooden fences and your front door.
    3.  Clean windows inside and out.
    4.  Wash or paint your home's exterior.
    5.  Ensure gutters and other exterior fashions are firmly attached.

    Step 6: Staging

    Did you know well-placed furniture can open up rooms and make them seem larger than they are? Or, that opening drapes and blinds and turning on lights make a room seem bright and cheery? It's true, which is why staging your home to look its absolute best is an important factor in the selling process.
    Here are some inexpensive ways to highlight your home's best features:
    1.  Clean or paint walls and ceilings.
    2.  Clean all flooring and fixtures - lights, fans.
    3.  Repair all plumbing leaks.
    4.  Remove excessive wall hangings, furniture and extra personal goods.
    5.  Turn on all lights and open the drapes during the daytime.
    6.  Play quiet background music and infuse your home with a comforting scent.
    7.  Vacate the property when and if it's being show to prospective buyers.

    Step 7: Accessibility

    Accessibility is a major issue in many parts of the world. Again you cannot do anything about your home's accessibility to specific things, but it does play a role in the price of your property. Your agent will work with you to highlight the places of interest that are most accessible to your home.
    Here are a few important areas to think about:
    1.  Public transportation
    2.  Main roads
    3.  Shopping centers
    4.  Schools and other educational institutions
    5.  Outdoor areas - public pools, parks, playgrounds
    6.  Entertainment


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    Wednesday, July 15, 2015

    Your Journey Team: Helping Clients Since, 2011

    Your Journey Team: Helping Clients Since 2011!

    Niki Fuller (502) 523-5554/ 317-564-7100/ e: niki@yourjourneyteam.com


    About:

    Your Journey Team is here to help you buy and sell properties in the Indianapolis, Louisville and Southern Indiana areas. Every home buying or selling experience is part of a journey to a new destination. We strive to make that journey not only an easy process, but an enjoyable one as well. We have extensive experience in these communities, and are up-to-date on all the relevant information prospective home buyers are looking for.We utilize our knowledge of area school districts, amenities, infrastructure, commerce, and statistics to find the community and neighborhood that’s perfect for their family. Your Journey Team is dedicated to putting people in homes they will love. Buyer’s remorse isn’t an option for us, and it shouldn’t be for you either. 

    Meet our Fun, Kind and Loving CEO!

    Niki Fuller, CEO, YJT
    Niki Fuller, Owner of Your Journey Team! Niki has been in Real Estate since 1999. Niki relocated from Indianapolis in 2009 and joined a prominent group in Keller Williams Realty. Not knowing anyone in the area Niki started responding to buyer internet leads asking how she could help. With her excellent customer service and helpful nature she assisted 31 families in the Louisville area alone. In 2010 she sold more than $6.1 Million in one of the worst economic times that we have seen in years. She was then featured in Elite Magazine in 2011, for her dedication and passion for helping. In May of 2011 Niki decided it was time to start her own team and now serves both Southern Indiana, Louisville Kentucky and the surrounding areas. Her passion is helping people with their real estate needs. The love of her life is her daughter Allie and she often volunteers in her daughter’s class room working hands-on with the children. Niki’s family is a wonderful support system for her and Allie. She also organized the first Keller Williams Golf Scramble for Louisville and Southern Indiana and raised over $2500 for 2 local charities.In June, 2011 she formed Your Journey Team with a vision that life is a journey and you as our clients and future friends are not just buying or selling a house.  You are taking the next step on “Your Journey”!  Niki and her team look forward to helping you and are only a phone call, text or email away from giving you the level of customer service you deserve!

    Awards:
    • 2010 Market Center Award for increased business by 812%.
    • BOLD Graduate 2010Purple Cow Award
    • RecipientMillion Dollar Producer2012
    • Agent Mountain Award2012
    • Market Center Award for Highest Closed Volume (Individual, Nov. 2012; KY and IN)2012
    • Market Center Award for Most Sales Contracts Taken (Individual, May 2012)

    Past Client's Testimonials:

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